• READ UP ON (and explore a bit) how to file free Fed Taxes online so if I need to for the year 2017, it won't be as much time in .Feb-Apr 2018..
  • https://www.google.com/search?q=MARYLAND+estimated+tax+payment+form+MARYLAND??no need to bc earnign very little mostly living off expenses for this "(I hope!) transition year...but think it over one more time...

  • read(SKIM!) about TIAA interest rates rules etc
    ATTN: Board of Directors // 971 Corporate Blvd. //  Linthicum, MD 21090
  • log into adsense and click on "REVENUE OPTIMIZATION" it is "2 out of 5"***********
  • http://iemweb.biz.uiowa.edu/trader-login.html
  • READ tiaa rates at regirmenet etc
  • http://www.irs.gov/Individuals/Self-Employed
  • early-retirement forums (ISSUUUUUUES)
  • https://tippie.uiowa.edu/iem/faq.html


  • http://www.early-retirement.org/forums/f28/cost-basis-runaround-76865.html#post1582230

    Divide up 25+ADD 29 = 54k among THREE Credit Unions for easier access if travelling/Oz, and hard to reach by phone if I need help etc: 18 + 18 + 18 (or 24/15/15)(really more since ALRAEDY 2.9kexists)@ SECU/CFCU/SCCU


  • https://support.google.com/adsense/answer/2569265?hl=en&utm_source=aso&utm_medium=link&utm_campaign=ww-ww-et-asfe_ read to find out what the new rules are for ADSENSE

  • As "Retiree" My ***USPS***mailed***open-enrollment must ***arrive*** at their office by Nov 14 ......says (vid mentioned below)
  • pre-pay jan-june 2015 health+dental=1,200 bucks for 6 months..AND PUT A REMINDER IN 2+ PLACES TO PAY IN MAY FOR JULY-DEC 2015
  • complete BOTH "choose PCP (primary care provider) and "confidential heatlh risk Qnnair by **SEPTEMBER 2015** and DISCUSS it and your future non-routine PCP visits will be coverved 100% without copayment" says YT video "open enrollment 2015 key information" at http://dbm.maryland.gov/benefits/Pages/HBHome.aspx btw, dbm.maryland.gov/benefits.....aspx...."plus you'll avoid paying a 50$ surcharge in 2016"
  • what if I change pcp? to designate: "just callyour medical plan or visit its website"

  • need to organize and file away in my ONE main place: POSTCARDs+CHART for HEALTH INSURANCE "OPEN ENROLLMENT" (AND REVIEW WITH S) AND DECIDE..............

  • MAKE CAREFUL LIST OF Qs about *all* the ways of no-penalty significant withdrawls for US **and** if oversease in AU
  • LEARN so security if in AU and
  • http://www.ssa.gov/international/agreements_overview.html re read, show Suzanne also PDF "YR PYMNTS WHILE OUTSIDE U.S

  • tiaa benefitiaries for ONCE and for all (a)remove JR (b) decide what percent DAB, what percent Suzanne, what percent (MOST) to charity: Resist Inc and do that for one and then click to have it done for the REST the same proportions
  • IEM markets have about 100 of mine...FIND OUT HOW TO LOG IN! can I withdra it?????????

  • http://www.investopedia.com/contributors/53583/ re Fannie/Freddie