This letter comes in response to your repeated phone calls made to my home phone number410-548-5439. You seem to be looking for someone named Alton Aylor.
This is to inform you that there is no one living at this number (410-548-5439) other than myself (Harel Barzilai) and in particular no one named Alton Aylor has been at this number since (at least) summer of 2007 when I opened this land line account with Verizon. Furthermore, I do not know and never have known anyone named Alton Aylor (or similar spelling).
I want to inform you that I am aware of my rights under the Fair Debt Collection Practices Act (FDCPA) and applicable State laws. Having said this, I hope to save both of us a great deal of time by informing you that I formally dispute that I ("Harel Barzilai") owe any debt that you own, manage etc (this is easy to state with confidence since I carry no debt at all, no student debt, no car debt, no mortgage, and pay my credit card bill in full and on time, every month)
As of today, I consider this matter closed and demand that your agency and affiliates immediately cease and desist contact with me regarding this matter except to advise me that your debt collection efforts are being terminated. Further communication attempts of any form or substance are prohibited by the Fair Debt Collection Practices Act, 15 USC 1692a, et seq. I can and may report such violations to my State Attorney General and the Federal Trade Commission and, if necessary, take whatever legal action is necessary to protect myself.
This will serve as your legal notice under the federal Fair Debt Collection Practices Act (FDCPA), to cease all communication with me in regard to the debt referenced above. Do not contact me regarding this debt (which might possibly be owed by someone else, perhpas named Alton Aylor or Ailor, but not by me)
Furthermore, I do not owe this debt and have made your agent(s) aware of this fact, including over the phone on Wed Jan 21 2009. For this reason, any further attempt to contact me would be a violation of the Fair Debt Collection Practices Act.
You are also notified that should you furnish any derogatory or inaccurate information to any credit reporting agencies, appropriate actions will be taken pursuant to the Fair Credit Reporting Act and the Fair Debt Collection Practices Act.
Thank you for your prompt attention to this matter.